Services We Provide
Frequently Asked Questions
What is Wealth Management?
Wealth management is more than just investment advice, it encompasses all parts of a person’s financial picture. It combines financial and investment advice, accounting and tax services, retirement planning and legal and estate planning. Valicenti Advisory Services, Inc. provides this comprehensive list of services in preparing the client as well as working with our affiliate, Valicenti Insurance Services, Inc., in the areas of personal insurance, business insurance, life insurance, long-term care insurance and group benefit insurance.
What is a fee-based financial advisor?
Valicenti Advisory Services, Inc., is a fee-based investment advisor, deriving its revenues from fees based on portfolio market values; therefore, avoiding any conflicts of interest by not selling investment products.
What is a Registered Investment Advisor (RIA)?
As an RIA, Valicenti Advisory Services, Inc., acts as a professional independent advisory firm that provides personalized financial advice to our clients. Our goal as an RIA is to help find solutions that are closely aligned with our clients’ needs and objectives and to build a deep, personal relationship with each client. As fiduciaries, we are held to the highest standard of care and are required to act in the best interest of our clients at all times. We are registered with the Securities and Exchange Commission (SEC).
What is Valicenti’s approach to developing a client portfolio?
We take the time to truly understand each and every one of our clients. Where you are now and where you want to be in the future are critical components of your life plan. We work closely with you to set risk and return expectations as we build your unique portfolio. We review your portfolio, making adjustments over time to reflect both personal and market changes. Every step we take is based in helping you achieve your life goals.
How do I know where my investments are held?
Our firm works directly with a qualified, independent custodian, Charles Schwab & Co., Inc. Our clients’ assets are held in accounts at our primary custodian, Charles Schwab & Co., Inc. Your assets will never be co-mingled with any other investments. Schwab provides access to your account(s) via their client portal located at www.schwaballiance.com. Your account(s) can also be accessed by going to the Client Center page on our website.
Can I view my accounts online at Charles Schwab?
Yes. You can access your up to date account information online by going to www.schwaballiance.com. At the login page, click on “New User” to complete a brief registration process. Schwab’s website and mobile app enable you to stay informed about your accounts while still relying on the one-on-one guidance provided by your investment advisor.
Can I receive paperless delivery (eDelivery) of key account documents from Charles Schwab?
Yes. Schwab offers paperless, eDelivery of important account documents. In order to enroll in eDelivery, you’ll first need to set up your online account access at www.schwaballiance.com. Once you’ve successfully logged in, go to “Services” and choose “Paperless”. You will then be able to enroll your account(s) for paperless delivery of important documents, including account statements, trade confirmations, and tax reports.
Can I receive paperless delivery (eDelivery) of my Valicenti reports?